Taking care of aging parents is something you may need to plan for, especially if you think one or both of them might need long-term care. One thing you may not know is that some states have filial responsibility laws … Continue reading →
The post An Overview of Filial Responsibility Laws appeared first on SmartAsset Blog.
Continue ReadingItâs especially important for educators to work with children on their financial literacy because a whopping 69% of parents admit that discussing finances with their children makes them uncomfortable. However, kids want to learn, with over 50% citing money management as the high-school course that would benefit them most. However, young minds are also impatient […]
The post How To Budget For a Home: An Interactive Workbook for Teens appeared first on The Simple Dollar.
Continue ReadingWorkplaces have always evolved with technology, trends, and research. The changing environment of our global economy and advances in technology mean organizations have to adapt to stay competitive. This also means employees should keep their eyes forward and focus on…
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The post The Workplace of the Future: How to Prepare and Preserve Your Career appeared first on MintLife Blog.
Continue ReadingBaking soda mixed with hydrogen peroxide is a great cleaner for lots of household objects, and it’s also a safe and effective cleaner when it comes to cleaning gold, silver, and costume jewelry. For best results, make a by adding drops of hydrogen peroxide to the baking soda, then rub gently on your jewelry. Rinse off and wipe dry. It gets rid of dirt, grime, and body oils, and leaves your gold and silver sparkling.
If your silver jewelry is starting to look a little dull or needs polishing, stick it in a bowl with a few tablespoons of baking soda and a square of aluminum foil. Let it sit for about 30 minutes, then wipe clean. The aluminum acts as a catalyst for ion exchange, a process that will make the tarnish transfer from your silver to the baking soda. This is the magic of science, folks!
Wondering how to keep your beautiful jewelry looking like the first day you wore it? Gentle dishwashing detergent and water plus a soft cloth can clean rubies, amethysts, citrines, emeralds, sapphires, and garnets. Diamonds can be washed similarly: Fill a small pot with a cup of water, plus a teaspoon of dishwasher detergent. Add your diamonds, bring the water to a boil, then turn off the heat and let the pot sit until it cools. Once it’s cool (but not before), carefully remove your jewelry and rinse.
Just make sure to wash each piece separately to avoid chipping.
See also: 12 Surprising Personal Uses for Baking Soda
Here’s the recipe that we received from reader Madelyn Jessup, which her mother always used to wash her gold jewelry: Mix 1 teaspoon dishwashing liquid with ½ teaspoon ammonia and 1 cup warm water. Dip the jewelry into the solution for 10 seconds, and use an old toothbrush to brush off any marks. Your gold will look sparkling new!
The easiest way to clean emeralds, diamonds, rubies, and sapphires may be with club soda. Place your jewelry in a glass of it overnight and they will shine like new in the morning.
Related: 6 Clever Hacks to Solve Jewelry Mishaps
Because they’re so fragile, pearls shouldn’t get wet—and can’t be cleaned with normal jewelry cleaners. Instead, use vegetable oil. Dab some oil on a soft cloth, then gently rub on each pearl. Let the vegetable oil dry overnight, then buff with a soft cloth to remove dust and oils that can make pearls look dull over time. The best way to care for a pearl (or coral) necklace is to wear it regularly—oils from your skin add a gentle luster.
Clean costume or inexpensive jewelry by dropping two Alka Seltzer tablets into a glass of water. Immerse jewelry for about five minutes and pat dry with a clean towel.
These stones should never get wet: Since turquoise, opals, amber, and marcasite are porous stones, never immerse them in water. Instead, polish them with a soft, dry chamois (clean claws with a soft bristle brush). Wipe with sweet almond oil to remove any grease marks, if desired.
Just for fun: How to Insure Jewelry and Expensive Gifts
For more cleaning tips from all around the internet, check out our Cleaning Tips board on Pinterest. And don’t forget to sign up for our newsletter and follow us on Facebook and Instagram!
Continue ReadingWhen I was single I was convinced there was no way I could tackle my debt on my own. Heck, I didn’t even think I could do it when I got married. But my husband and I have since paid…
The post 5 Single Bloggers Who Paid off Massive Amounts of Debt appeared first on Modern Frugality.
Continue ReadingThis page may include affiliate links. Please see the disclosure page for more information. When the calendar says it’s the first of the month, do you get excited about the opportunities that may arrive with the new month, or do you have panic attacks on how you are going to survive another month living in debt? If…
The post Personal Finances: Prioritizing and Paying off Debt appeared first on Debt Discipline.
The Fair Debt Collection Practices Act (FDCPA) is a law originally passed in 1978 to protect consumers and regulate the tactics used by debt collectors. If you have had debt collectors hounding you over a…
The post What Is the Fair Debt Collection Practices Act? appeared first on Crediful.
Continue ReadingMoney doesnât make you happy. Thatâs how the saying goes, and you canât deny that thereâs some truth to it. However, while having lots of money wonât make you happy, having very little is more likely to make you stressed and depressed. The less you have, the more likely you are to stress over the […]
The Shame of Debt is a post from Pocket Your Dollars.
Continue ReadingIf you need to borrow money but your credit is less than stellar, itâs possible youâll wind up with a bad credit loan. These loans are geared toward individuals with imperfect credit histories who can prove their income and ability to repay the loan. As a result of their bad credit, however, consumers who use […]
The post What Are the Best Loans If You Have Bad Credit? appeared first on Good Financial Cents®.
Continue ReadingThe post How to Get Out Of Debt Fast When You Don’t Have Much Money appeared first on Penny Pinchin' Mom.
How do you get out of debt when you are broke? After all, if you had the money, you would not be in debt in the first place. Right? I hear this from people, just like you. It is often not how much money you make, but the debt payoff plan you are using that … Read More about How to Get Out Of Debt Fast When You Don’t Have Much Money
The post How to Get Out Of Debt Fast When You Don’t Have Much Money appeared first on Penny Pinchin' Mom.
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