When I was single I was convinced there was no way I could tackle my debt on my own. Heck, I didn’t even think I could do it when I got married. But my husband and I have since paid…
The post 5 Single Bloggers Who Paid off Massive Amounts of Debt appeared first on Modern Frugality.
Continue ReadingThere’s nothing like falling in love and finding the person you want to spend the rest of your life with. But when it’s time to shop for rings, it’s easy to get discouraged by the price tags. Just how much … Continue reading →
The post How Much Should You Spend on an Engagement Ring? appeared first on SmartAsset Blog.
Continue ReadingAccording to a YouGov Parent Survey in 2019, a quarter of parents entered the 2019 holiday shopping seasonstill paying down debt related to 2018 holiday spending. Deloitte numbers put holidayretail salesgrowth in 2019 at 4.1% year-over-year. In 2020, Deloitte predicts growth of between 1% and 1.5% year-over-year for the holiday season. It might be that… Read More
The post Prepare for Holiday Shopping with These Timely Credit Tips appeared first on Credit.com.
Continue ReadingThe COVID-19 coronavirus pandemic has affected everyone all around the world. Extended isolation and sudden job losses have everyone thinking about their futures. Lots of people are concerned about losing a reliable income source during this time of crisis. Some have even been forced to shut their businesses. The global pandemic has turned many people’s… Read More
The post How to Protect Your Credit Score During COVID-19 appeared first on Credit.com.
Continue ReadingAfter you’ve successfully put in an offer for your dream home and set a date for closing, you’ve come to the final steps of your home buying journey. However aside from getting the keys, you’ll want to be prepared for the additional costs, and steps that will be required for a successful home purchase. The […]
The post How to Prepare For Closing Day [Free Download] appeared first on Zoocasa Blog.
Continue ReadingThe post Save money (and stay connected) with the best budget smartphones appeared first on Penny Pinchin' Mom.
I remember my first cell phone. It was a Nokia 3360. Back then, it was all the rage, and coming from battery-draining car phones, it was a step up. A lot has changed since my indoctrination into the world of mobile devices. Cell phones are no longer just phones. Todayâs smartphones are handheld computers that … Read More about Save money (and stay connected) with the best budget smartphones
The post Save money (and stay connected) with the best budget smartphones appeared first on Penny Pinchin' Mom.
Continue ReadingFood is essential to our existence. What isn't essential is paying an arm and a leg for our daily bread. Compared to dining out, buying groceries and cooking homemade meals remains a far more affordable way to eat. But grocery shopping can be even more affordable with these tips the next time you find yourself carting down the aisles.
Let's explore each tip a little further.
Shop more efficiently at the supermarket by leaving your cart at the end of each aisle. It’s faster because you’ll go directly to what you need and grab it, plus you’ll be less tempted to purchase extras since you won’t be wandering slowly down the aisle with the cart.
When you’re at the supermarket, make sure you keep a close watch while your items are being rung up. A recent study found that 10 percent of items are scanned in at the incorrect price.
Remember the cardinal rule when it comes to saving money on food: If it’s “convenient,” it’s probably costly. For example, pickles cut flat for sandwiches, juice in single-serving bottles, pre-shredded cheese, and “baby” carrots. Think carefully about what you’re buying and decide if the convenience is worth the extra cost!
When shopping, know your terminology: Only the term “use by” means that you shouldn’t eat the food after the date indicated. “Sell by” dates are only an indication for the store, and foods will usually keep one to two weeks after. “Best before” is only an indication of food quality, not of food safety, so again, your perishables may still be fine to eat.
If you find you’re making a lot of impulse purchases at the store because your kids are begging for snack foods, keep them quiet by buying them a package of animal crackers or a similar snack right when you get to the store. Most stores don’t even mind if your kids eat the crackers before you pay for them.
Supermarkets often discount their day-old or slightly overripe items in the morning. This is a great way of getting deals on fruit, vegetables, bread, and other foods. At first glimpse, this money-saving strategy may not seem appealing to you, but you can use these items in casseroles, desserts, and other dishes where you won’t even notice the difference. With a loaf of day-old bread, for example, you can make french toast, stuffing, croutons, bread pudding, and much more!
When you’ve been buying the same brand-name product for as long as you can remember, it’s hard to make the switch to generics. However, you’ll be surprised when you find many generic and store-brand products taste exactly the same (or better!) for less than half the cost. Always buy generic baking ingredients such as flour, oil, and sugar. These generics are indistinguishable from their more-expensive counterparts. Frozen and canned vegetables are also usually exactly the same. As for products such as cereals, cookies, and crackers, basic is better—we’ve had good luck with plain granola, potato chips, and wheat crackers. No matter what the product, it never hurts to try. If you end up having to throw away one can of soup, you’ve wasted a few dollars, but if you like it, you can save a lot over the course of a year.
Need a little help budgeting your trips to the supermarket? Many chains now offer prepaid gift cards. Buy one for yourself and think of it as a portable checking account: Put money on the card, then “withdraw” from it every time you shop. With a dedicated grocery “account,” you’ll find it’s easier to keep a tighter rein on your spending.
Get more great tips on our podcast by subscribing on iTunes or Stitcher! You can also sign up for our newsletter and follow us on Facebook for our daily tips!
Image courtesy of Shutterstock.
Continue ReadingSocial media has wormed its way into most aspects of our lives. Itâs how many adults make friends, find dates, and even build career networks. Itâs a virtual portfolio of our personal and public selves, and of course many of…
Full Story
The post Under the Influence: 40% of Americans Have Purchased Something Seen on Social Media appeared first on MintLife Blog.
Continue ReadingSend your campers off for summer fun without blowing your budget. Here’s how.
The post Your Guide to Budgeting for Summer Camp appeared first on Discover Bank – Banking Topics Blog.
Continue ReadingReaching your twenties is an exciting milestone for most as it means youâve officially entered adulthood. Along with that milestone comes new responsibilities and worries that we didnât picture when our teenage selves dreamed of turning 21. We imagined our…
Full Story
The post Money Moves to Make in Your 20s, 30s, and 40s appeared first on MintLife Blog.
Continue Reading