When it comes to excuses consumers give for their poor credit scores, banks and lenders have heard it all. Maybe you lost your job and couldnât pay your student loan payment for a few months. Or perhaps you thought youâd gotten a deferment but were too busy job hunting to find out for sure. Maybe you […]
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Continue ReadingGood credit is essential if you hope to borrow money one day for things like a new car or home. But good credit can also be important for smaller things like renting an apartment or even landing a new job. And one of the easiest ways to build the credit necessary for these things is by… Read More
The post I Don’t Need a Credit Card But Want to Build Credit. What Can I Do? appeared first on Credit.com.
Continue ReadingCredit cards, interest rates, loans, even where you liveâthese all depend on your credit score. If you have a good credit score, youâre more likely to get better financial offers. But if you have a low or nonexistent score, the chances of getting prime financial offers are pretty slim. If you have low or nonexistent… Read More
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Continue ReadingArticle originally published September 1st, 2016. Updated October 29th, 2018. Itâs a common question around these parts: how do I fix my credit? And, while credit scores do have a lot of nuances, the answer is actually pretty straightforward: pay all your bills by their due dates, keep your debt levels low, add a mix of accounts… Read More
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