Considering a balance transfer to a Chase credit card? Here’s everything you need to know, including card options, fees, restrictions and tips for improving your chances of approval.
Continue ReadingMost people have a love-hate relationship with money. When youâve got cash to spend, you feel fantastic. You can do whatever you want, go wherever you like, and thereâs no worries in your mind. However, when your cash flow starts to dwindle, your entire outlook suddenly goes sour. The high of having cash can mean […]
3 Ways to Change Your Relationship with Money is a post from Pocket Your Dollars.
Continue ReadingSome flat rate credit cards will help you get 2% back on spending, but using a variety of cards catered to your top spending categories can help you earn even more.
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Although enduring the pandemic has been stressful to say the least, I have learned a multitude of lessons Iâll never forget. One of the biggest is that, like it or not, Iâm not cut out to homeschool four kids while trying to work at home. Most of all, though, the pandemic has reinforced my feeling […]
The post FIRE: How to Find Your Aha Moments and the Key to Achieving FIRE appeared first on Good Financial Cents®.
Continue ReadingJ.D.’s note: In the olden days at Get Rich Slowly, I shared reader stories every Sunday. I haven’t done that since I re-purchased the site because nobody sends them to me anymore. But earlier this year, Mike did. I love it. I hope you will too.
Earlier this year, I sent my wife a text message: “On a scale of 1 to 10, how freaked out would you be if I quit my job this afternoon?”
My wife and I had only been married a short while, but she’d known since our second date that I didn’t plan to work in my traditional job until normal retirement age. She also knew that I hadn’t been very happy at work in recent months.
We’re very compatible financially â both savers raised in working-class families that didn’t always have a lot. We make a point of having what we like to call “Fun Family Finance Day” from time to time. On Fun Family Finance Day, we do everything from competitively checking our credit scores to discussing questions that get at the root of our money mindsets to help us create our goals.
But this question wasn’t part of the plan. Not then.
And it was never on any of the lists of questions that we’d discussed with each other. It was like a pop quiz, a pothole in the smoothest relationship road I’d ever traveled…and I was the one putting it there.
My wife and I rarely argue, but when we do it’s usually about food. It’s the kitchen and the grocery store that are our battleground. Our finances are fine. Thankfully, when you’re confident in the life you’ve created and the person you chose to build it with, it’s a lot easier to be honest about what’s on your mind.
That still doesn’t always mean you get the answer you want. Or the answer you were expecting. She responded: “Wait what. Kinda. What would you do?”
A completely reasonable and fair question. Not to mention one that I’d probably have to get comfortable answering from a lot more people.
I think my immediate reaction was: We talk about this stuff all the time, where is my, “No worries baby, YOLO!”? (I must have watched too many romcoms back before we cut cable from our lives.)
Being a grownup, it turns out, is actually really hard sometimes. I was about to learn that talking about something, and actually doing it, are a world apart.
Life is full of dreamers and doers. Sometimes those two personalities cross over. But there are plenty of people who go through life talking about so many things they’ll never have the courage to try â or the discipline and determination to follow through with.
Which person was I? The dreamer? The doer? Or that fortunate combination of both?
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