Retained Earnings vs. Net Income

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Companies have several different types of earnings, each of which provide different information about their revenues and insight into their financial health. On a company’s balance sheet—which is a key piece of information in evaluating a company’s stock value—it will report details about its expenses and earnings, including retained earnings and net income. Net income […]

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Money Moves to Make in Your 20s, 30s, and 40s

Reaching your twenties is an exciting milestone for most as it means you’ve officially entered adulthood. Along with that milestone comes new responsibilities and worries that we didn’t picture when our teenage selves dreamed of turning 21. We imagined our…

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How to Buy a Second Home that Pays for Itself

Recent data from the U.S. Census Bureau shows that home sales were up more than 17% in June 2020 from the month before, and up more than 13% compared to the year prior. Those who have the means to buy a second home are wise to take on mortgage debt (or reorganize their current debt) […]

The post How to Buy a Second Home that Pays for Itself appeared first on Good Financial Cents®.

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Check-In: Expecting Couple Struggling with Debt, But Future Looks Bright

When I first connected with Julia and John, the Queens, NY couple was expecting their first child and grappling with some debt, a lack of savings and income prior to the baby’s arrival. The couple was basically living paycheck to…

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The post Check-In: Expecting Couple Struggling with Debt, But Future Looks Bright appeared first on MintLife Blog.

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How Much Is Enough For Retirement?

If you’re thinking about how much is enough for retirement, you’re probably contemplating a retirement and need to know how to pay for it. If you are, that’s good because one of the challenges we face is how we’re going to fund our retirement. Determining then how much retirement savings is enough depends on a …

The post How Much Is Enough For Retirement? appeared first on GrowthRapidly.

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How to Use TreasuryDirect for Low-Risk Investing

Investing is all about balancing risk and reward. Many investments that offer potentially great rewards, such as stocks, come with tremendous risk, particularly in the short term. The risk of losing 40% of your investment value — as what happened after the 2008 crash — in a single year is enough to make many people […]

The post How to Use TreasuryDirect for Low-Risk Investing appeared first on The Simple Dollar.

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3 Ways to Change Your Relationship with Money

Most people have a love-hate relationship with money. When you’ve got cash to spend, you feel fantastic. You can do whatever you want, go wherever you like, and there’s no worries in your mind. However, when your cash flow starts to dwindle, your entire outlook suddenly goes sour. The high of having cash can mean […]

3 Ways to Change Your Relationship with Money is a post from Pocket Your Dollars.

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5 Frugal Ways to Celebrate Your Debt Successes

One of the lessons I’ve learned as I continue to work my way out of debt is that you need to treat yourself and celebrate your little successes along the way so you can avoid debt fatigue down the road. … Continue reading →

The post 5 Frugal Ways to Celebrate Your Debt Successes appeared first on SmartAsset Blog.

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Planning a Home Office? Check Out These Budget-Friendly Tips

When you’re setting up a home office for remote work, keep these key principles from ergonomic experts in mind. Your body—and your productivity—will thank you.

The post Planning a Home Office? Check Out These Budget-Friendly Tips appeared first on Discover Bank – Banking Topics Blog.

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